Roth Limits 2025 Catch Up 2025. In particular, participants can now elect to defer up to $23,500 to 401(k), 403(b), and 457(b) plans in 2025 compared to $23,000 in 2024. 2025 roth ira contribution limits.

Individuals aged 50 and older can contribute an additional $1,000, unchanged from 2024. For 2025, the roth ira contribution limit holds steady at the same level as 2024.